Future Phishing

Forget the Nigerian prince. Phishing scams are moving beyond the misspelled, far-fetched ruses that clog your in-box and beg for your bank codes. In the year to come, security professionals are warning of bank code-stealing exploits that are much slicker and more convincing--hidden in guises as harmless as a banner ad on a reputable Web site or a message from a friend on a social network.